Margaret has over a decade of experience handling bank-regulatory matters from a variety of perspectives: as a regulator, banker and legal analyst. Prior to joining Promontory, Margaret was a Financial and Regulatory Analyst at Dzivi Law Firm, where she worked on a variety of regulatory and legislative issues, performed contractual obligation analysis, and assisted with investigations. Additionally, Margaret held a senior compliance position at a large savings and loan institution and served as a Safety and Soundness Examiner at the Office of Thrift Supervision. She holds a number of professional certificates from the Office of Thrift Supervision, the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council.