Bobby has a broad range of bank regulatory experience gleaned from years as both a bank supervisor and an independent consultant. As an independent consultant, he has led projects assisting bank regulators in the Philippines, China, Tanzania, and Pakistan to improve their supervisory techniques in information-technology supervision and data analysis. At the OCC, he was Assistant Deputy Comptroller for Midsize and Credit Card Banks and supervised regional banks in the Midwest. Bobby previously served as Deputy Comptroller for Supervisory Systems and had responsibility for developing and maintaining the OCC's supervisory information. He also was Director for Multinational Bank Analysis and Supervision, with responsibility for financial analysis of the largest banks. Other positions included National Bank Examiner in Special Supervision and various field examination locations.